What we do

Our goal is to provide our clients with both professional advice and quality service across a number of important areas:

Unique Pre-retirement seminar expertise

Since 1996, RocheBanyan advisors have been delivering the pension and financial portion of the pre-retirement seminars offered by The Retirement Planning Institute (RPI). Find out more

The Retirement Planning Institute is the largest provider of pre-retirement seminars to the Federal Public Service and other public sector employers.

Professional Actuarial/Pension Expertise

To support our pension plan advice, RocheBanyan advisors have direct access to the expertise of the pension and actuarial consulting firm of Welton Parent Inc.

Welton Parent Inc. expertise is particularly strong with respect to the Public Service Superannuation Act (PSSA). The PSSA is the legislation enabling the pension plan for Federal Public servants.

Extensive Pension Portability Expertise

Over the years, with its broad exposure to a multitude of individual pension situations, RocheBanyan has developed an expertise in dealing with pension portability issues arising when an individual changes employer. These pension portability issues are complex from both a pension and tax perspective because they are unique to each individual situation along with the possible combination of pension plans that are involved.

If you are considering a change in employment, it is important to assess the implications of this change on your ultimate pension entitlements. It is best to be informed before or immediately after the change in employment to ensure that you maximize your pension entitlements and do not miss any time sensitive opportunities.

Financial planning in retirement

After a lifetime of working and saving, you’ll want to know that your money is working as hard as possible to generate the level of income you need, whilst maintaining a risk profile you are comfortable to follow.

RocheBanyan advisors will continue to work with you at this special time of your life to ensure your plans remain on track, utilizing our wealth of investment and financial planning expertise.